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Financing

Welcome to the Finance Department.
    Here you can use our online form to get a quick and accurate response on financing your next vehicle.
    Your financing information is encrypted in a safe digital format and is never sent through E-Mail.
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Start the Finance Application process below

Contact Information

Contact Me by
PREFERREDCONTACT

Enjoy fast approvals! With over twenty years of  finance experience.

Contact Information

Kentville Chrysler Dodge Jeep (2005) Inc

800 Park Street

Kentville, NS B4N3X1
sales Sales:
1 (877) 526-9276
service Service:
1 (888) 458-8752
parts Parts:
1 (888) 476-7969

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit kilometres from 12,000 to 15,000 kilometres annually. Beyond these figures, fees in the range of $0.10 to $0.25 per kilometer begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

FAST AND CONFIDENTIAL.
Contact Rod Chiasson @ 1(877) 526-9276.